Frederick Orentlich – Founder and President of Senior Financial Services Inc

Where does most of the money go? Is it even spent wisely? Money that is earned after the hard work of more than half of a person’s life needs to be utilized properly, but what does the word ‘properly’ mean? Making the right decisions for finances begins with choosing the right professional for it. For people searching the financial consultant for all of their needs, Fred Orentlich is the name. Founder and President of Senior Financial Services Inc, Fred Orentlich is an eminent financial professional who is licensed to work in more than 10 states. He transacts, markets, and provides consultancy on several products which include Annuities, Multi-Year Guaranteed Annuities, Encompassing Fixed Annuities, and Equity Indexed Annuities. He further extends his services in Modified Endowment Contracts, Medicare Supplements, Health Insurance, Life Insurance, Disability Insurance, and Long Term Care Insurance. Also a member of the Asset Protectors and Advisors group, Fred M Orentlich ...

At Senior Financial Services we don’t take shortcuts. Hard work and research are hallmarks of our practice. For help with your retirement planning needs, contact Fred Orentlich of Senior Financial Services at 800-679-2858    How the One Big Beautiful Bill Affects Retirement Planning 1. Social Security Timing Key Change: Seniors (65+) can claim an extra $6,000 deduction ($12,000 for married couples) from taxable income through 2028. Impact on retirement planning: Many retirees may pay little or no federal tax on Social Security benefits if income stays under ~$75k (single) or ~$150k (married). This opens the door to delaying Social Security longer, since taxes on benefits may be lower than previously projected. Early claiming may no longer provide a significant tax advantage in some cases. Action: Reassess your Social Security claiming age with the new deduction in mind. Delaying may maximize lifetime and survivor benefits w...