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Customized Financial Strategies

At Senior Financial Services we help our clients by designing a customized financial strategy that often combines more than one product. Each part of the strategy will often dovetail with the others to produce a comprehensive plan addressing asset protection and growth, income that meets or exceeds the client’s needs, efficient tax strategies as well as efficient methods of passing assets to your heirs. Contact Fred Orentlich at 800-679-2858

The High Costs of Nursing Homes: Why Care Is Becoming Unaffordable for Many and Some Solutions Part 5

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The Aging Population Is Fueling a Nursing Home Growth Explosion America is experiencing one of the most dramatic demographic shifts in its history. As Baby Boomers move into their late 70s and 80s—the ages when long-term care needs rise sharply—the demand for nursing homes, assisted living, and home health services is surging. This “gray wave” is reshaping the healthcare landscape and driving an unprecedented expansion in long-term care facilities. A Demographic Surge Unlike Anything Before More than 11,000 Americans turn 65 every day , and the U.S. Census Bureau projects that by 2034, older adults will outnumber children for the first time. Equally important is the growth of the 85+ population , the age group most likely to need full-time care. By 2040: The population aged 85+ is expected to double More than 70% of Americans will require some form of long-term care Demand for nursing home beds will rise by 35–50% , depending on regional supply This shift...