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Showing posts from December, 2019

Customized Financial Strategies

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At Senior Financial Services we help our clients by designing a customized financial strategy that often combines more than one product. Each part of the strategy will often dovetail with the others to produce a comprehensive plan addressing asset protection and growth, income that meets or exceeds the client’s needs, efficient tax strategies as well as efficient methods of passing assets to your heirs. Contact Fred Orentlich at 800-679-2858
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Maximize Your Retirement with Senior Financial Services Inc New Legislation and its Effects on Retirement Planning Part 2

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At Senior Financial Services we don’t take shortcuts. Hard work and research are hallmarks of our practice. For help with your retirement planning needs, contact Fred Orentlich of Senior Financial Services at 800-679-2858   Retirement Tax Planning Guide: One Big Beautiful Bill (2025–2028) 1. Social Security Timing Factor Before OBBBA After OBBBA Senior Deduction Not available Extra $6,000 ($12k married) reduces taxable income Social Security Taxable? Can be taxed at 50–85% May be fully or mostly tax-free if income < thresholds ($75k single / $150k married) Planning Tip Claim early to reduce taxes Can safely delay to maximize lifetime and survivor benefits 2. Required Minimum Distributions (RMDs) Before OBBBA: Large RMDs could push you into higher tax brackets. After OBBBA: Lower effective tax...
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Location: Massachusetts, USA
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